Manager, Credit Admin - 01Post.

Posted: 19/03/2025 , Closing Date: 02/04/2025

Job Description

This position is responsibilities for supervise and manage a team of credit administrators, providing guidance, training, and support to ensure high performance, Verify all loan agreement/contracts with teammate before process loan disbursement, Process and review loan creation/disbursement/renewal/settlement/maintenance in core banking system by accurately and efficiently in compliance with internal policies and regulatory guidelines. 

Location

Head Office - Phnom Penh

Duties and Responsibilities

• Supervise and manage a team of credit administrators, providing guidance, training, and support to ensure high performance.
• Facilitate with RM and related team to ensure all loan applications and related document are compliance of CIF creation requirement.
• Verify and Check AML in system, Authorization CIF and CBC enquiry.
• Prepare and review Loan Agreements and ensure on time completion.
• To ensure all agreement/Contract/Legal document information are correctly before submit to related team for proceed.
• Liaise with stakeholders to ensure the cases are properly prepared and execute.
• Liaising with external lawyers for the implementation and completion of lending related activities.
• Ensure the completeness of documents, terms and conditions, and approval prior processing in system.
• Verify and authorization of Saving account creation, Create credit line, collateral, Facility, and loan drawdown.
• Process and review loan creation/disbursement/renewal/settlement/maintenance in core banking system by accurately and efficiently in compliance with internal policies and regulatory guidelines.
• Ensuring post disbursement compliance with approved terms and conditions, assignment of rights, review expiry of credit facilities.
• Verify and manage team to register of movable asset in Secured Transaction Filing Office (SETFO) with Ministry of Commerce.
• Manage team to prepare Notice Letter on loan amendment, paid-off and discharge letter, and other related documents.
• Authorization of Perform prepayment transaction upon customer request (reschedule/pay-off).
• Verify completion of documents and ensure data inputted by operator in system are properly.  
• Ensure that there is a robust process for the safe custody and control of all security documents and loan files.
• Facilitate and minimize the process loan processing both hard and system.
• Review and update all policy/procedure/guideline.
• Facilitate & monitoring OD balance, payment and its utilization.
• Build the report to monitoring OD balance, OD payment and amount utilization.
• Develop reports loan disbursement.
• To ensure all applicants are not any pending and provide report to management if any.
• Other tasks as required by Head of Operational Support Department.

Skills Specifications

• Graduated a bachelor degree in banking and finance, accounting, or related fields.
• At least 1year experience related to loan and banking service.
• Knowledge in English language can communication well.
• To understand about LOS, Flexcube well.
• Will be able to use Ms. Word & Excel internet and e-mail e. Good attitude, be honest, serious, gentle, and willing to work.

How to Apply