Message from Chairperson

Welcome to Hattha Bank!


It all began in 1994 when our predecessors founded a food security project in the Kingdom with a clear vision to improve the lifestyle and well-being of the Cambodian people. Starting from small areas in rural Cambodia, Hattha Bank has been ever since expanding our operations to 25 cities and provinces to serve even more individuals and families nationwide.


Something never changes about Hattha Bank! It is our clear vision and long-standing commitment to serving the Cambodian people that paves the way for our successful journey throughout the last three decades and makes us one of the fastest-growing financial institutions during the same period.


It was also this clear vision that led us to an important milestone in 2020, which is the transformation from a microfinance deposit-taking institution to a commercial bank even in the troubled circumstances arising from the COVID-19 pandemic. This would not have been possible without strong support from our shareholders but more importantly the dedication, sacrifices, and patience of our Hattha Bank’s families.


We are proud of what we have accomplished. For 2023, with the favorable country economic outlook, Hattha Bank is confident that we will outperform the overall industry and continue our efforts to promote the enhancement of Cambodians’ lifestyles via our retail consumer products as well as the growth of retails and SMEs in Cambodia, via our complete financial solutions that meet business needs while also contributing to sustainable social development.


Our people are our most valuable asset, and we will continue to strengthen and empower them as they are the key players in customer satisfaction and success. Most importantly, we will be whole-heartedly dedicated to our customers, shareholders, business partners, and the communities we serve.


Last but not least, we would like to express our heartfelt gratitude to our respectful customers, shareholders, and business partners as well as the National Bank of Cambodia, and all the levels of authorities who always provide us with warm support and cooperation.




Ms. Pathatai Kulachan