Senior Officer, Credit Risk Analytics, MIS and ECL

Posted: 17/07/2026 , Closing Date: 30/07/2026

Job Description

The main purpose of the “Senior Officer, Credit Risk Analytics, MIS and ECL” position is to Support the Credit Risk Analytics, MIS, and IFRS 9 Expected Credit Loss (ECL) functions by performing portfolio analysis, preparing management information reports, supporting impairment calculations, and providing data-driven insights to strengthen credit risk management and support business decision-making.

Location

Location:

Head Office - Phnom Penh

Duties and Responsibilities

• Prepare, maintain, and automate Credit Risk MIS, dashboards, and portfolio monitoring reports
• Perform portfolio quality analysis, including delinquency trends, vintage analysis, migration analysis, roll-rate analysis, concentration analysis, and early warning monitoring.
• Conduct ad hoc portfolio analysis, stress testing, scenario analysis, and portfolio forecasting to support management decisions and regulatory requests.
• Support the preparation of portfolio forecasts, budgeting, and risk outlook using forward-looking risk indicators.
• Perform and support the monthly IFRS 9 Expected Credit Loss (ECL) calculation, analysis, validation, and reporting processes, ensuring data accuracy and timely delivery.
• Support the review, enhancement, monitoring, and performance assessment of IFRS 9 ECL models, including PD, LGD, EAD, macroeconomic scenarios, and overlays.
• Assist in model validation activities, including back-testing, calibration review, and performance monitoring.
• Collect, validate, and analyse macroeconomic and portfolio data to support ECL modelling and forward-looking assumptions.
• Extract, validate, reconcile, and maintain credit risk data to ensure completeness, accuracy, and integrity for reporting and model execution.
• Coordinate with Business, Finance, IT, Data Management, and other stakeholders to support credit risk reporting and model implementation.
• Recommend and implement enhancements to reporting processes, dashboards, data quality, and analytical capabilities.
• Perform other duties assigned by the Deputy Head or Head of Credit Risk Management.

Skills Specifications

• Bachelor’s degree in Finance and Accounting, Economics and/or relevant fields.
• Minimum two years of experience in banking industry in credit or risk management, analytics, internal audit, or international auditing firms.
• Ability to interpret quantitative and qualitative data, formulate conclusions, and make recommendations.
• Good critical thinking, reporting, time management, problem-solving, and effective communication skills.
• Diligence and strong analytical skills.
• Ability to use and communicate in both Khmer and English.
• Ability to handle private, sensitive, confidential information appropriately.
• Proficient Microsoft Office, R or Python or other programming language.
• Strong dedication to details and accuracy.

How to Apply